Bank Levy Release
Unfreeze your bank account before the 21-day hold ends.
Overview
An IRS bank levy (Form 668-A) freezes every account in your name for 21 days. After day 21, the bank sends the frozen funds to the IRS. That 21-day window is our runway: we file Form 2848 immediately, prove hardship or place you in a qualifying resolution, and negotiate a full or partial release before the money leaves your account.
What's Included
- Same-day Power of Attorney and IRS contact
- Hardship levy release under IRC §6343(a)(1)(D)
- Coordination with the assigned Revenue Officer or ACS unit
- Return of levied funds when procedural defects exist
- Immediate resolution plan to prevent re-levy
Frequently Asked Questions
How long does an IRS bank levy last?
It's a one-time snapshot, not continuing. The bank freezes the balance on the day it receives Form 668-A, holds it for 21 days, then remits it to the IRS. Deposits made after the levy date are not captured — but a new levy can be issued.
Can I still use my bank account during the 21-day hold?
You can deposit and withdraw new money — only the balance frozen on the levy date is held. Many clients open a temporary account elsewhere to keep operations running until the levy resolves.
Can you get the frozen money back?
If we can prove hardship, procedural error, or that the levy would prevent you from paying necessary living expenses, the IRS must release it under IRC §6343. Many of our clients recover 100% of the frozen funds.
What if the IRS already took the money?
Once funds are remitted (after day 21), recovery is much harder but not impossible — wrongful levy claims under IRC §6343(b) and refund suits under IRC §7422 are available in appropriate cases.
See our full Tax Resolution, Tax Prep & Bookkeeping FAQ.
Related Services
Bank Levy Release Across Northeast Florida
We handle bank levy release cases for taxpayers and small business owners throughout the Jacksonville metro. Choose your city for locally-tailored details, ZIP codes served, and city-specific FAQs.
Also serving all of Duval County, St. Johns County, Clay County, and Nassau County. See the full Jacksonville tax attorney overview.
Related Bank Levy Release Guides
Attorney-written deep-dives on the procedures, forms, and timelines behind bank levy release.
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